Consumer Debt Collection Abuse
Despite the passage of the Fair Debt Collection Practices Act, 15 U. S.C. §§1692 et seq., (FDCPA) in 1976, consumer complaints about debt collection abuse continue to increase.
Note: A third-party debt collector is someone other than the business or it’s employees where an obligation arose.
Last year, consumer complaints to the Federal Trade Commission (FTC) about third-party debt collectors increased both in absolute terms and as a percentage of all complaints that consumers filed with the FTC during the course of the year.
The number of consumer complaints filed in 2005 against third-party collectors -- 66,627 -- was higher than the number of consumer complaints filed against any other specific industry last year.
The 66,627 third party collector complaints represent 19.1% of all complaints the FTC received in 2005. By comparison, in 2004, consumers filed 58,698 complaints with the Commission about third-party collectors, representing 17% of all complaints received that year. For more information, view the FTC Annual Report (2006) on the Fair Debt Collection Practices Act.
Randolph Bragg named “Consumer Attorney of the Year”
The National Association of Consumer Advocates (NACA) has awarded Rand Bragg the title of "Consumer Attorney of the Year" at their annual meeting held recently in Miami, Florida. [Read Press Release]
Randolph Bragg has handled scores of class action cases with the assistance of local counsel against third-party debt collectors for violations of the FDCPA in numerous Federal Courts across the nation. Attorney Craig M. Shapiro and Paralegal Shannon Carter also work on FDCPA litigation.
If you believe you may have been victimized by debt collection abuse and would like to discuss your case, please contact us immediately.
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Helpful Resources
- Fair Debt Collection Practices Act
- FTC Official Staff Commentary on the Fair Debt Collection Practices Act
- THE FAIR DEBT COLLECTION PRACTICES ACT - Prepared by O. RANDOLPH BRAGG for The Missouri Bar
- Consumer Leasing Act
- The Fair Credit Reporting Act
- The Truth in Lending Act