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        Chicago Car Accident

        Tortious Law and Econ – An Automobile Accident Example

        150 150 Clifford Horwitz

        Tort comes from a French word that means injury. Tortious law from an economical point of view covers situations when the transaction cost of bargaining is too high for both parties to agree in advance.

        What do I mean by agree in advance? Two economists, Robert Cooter and Thomas Ulen state tort law is; “the attempt to make injurers internalize the externalities they cause, in situations where transaction costs are too high to do this through property or contract rights.” So, let’s think about this with an example, say an automobile accident. Under contract law, you and a person would make a contract saying that the person cannot hit you. However, it would be impossible to have an agreement or promise before an accident that states what will happen in the event of an accident that both parties agree to. Even more impossible would be to have a contract with every other possible driver.

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        Trucker Kills Illinois DOT Worker in Tollway Crash, Pleads Not Guilty

        150 150 Clifford Horwitz

        Renato Velasquez entered a not guilty plea through his attorney, Steven Goldman. Goldman said, “As expected, he’s concerned.” The fatal crash that killed Illinois Department of Transportation Tollway worker, Vincent Petrella, and injured Illinois State Trooper, Douglas Balder, occured on January 27, 2014.

        Trooper Balder was working to remove a stalled semi-truck along with the help of Tollway worker, Vincent Petrella. Initial investigations state that a semi-tractor trailer ahead of Velasquez’s 18-wheeler moved out of the right-hand land in order to avoid hitting the vehicles. However, Velasquez continued on, crahsing into the tollway vehicle.

        Illinois Tollway worker, Vincent Petrella, died at the scene of the accident, while Illinois State Trooper, Douglas Balder, escaped death after suffering life-threatening injuries including: bleeding on the brain, third-degree burns, and broken ribs.

        Illinois State Police Captain, Patrick Kimes, said, “He is still intensive care, but every day he is improving just a little bit… It’s tremedously difficult. We’re very thankful that he survived this incident.”

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        Who are the Good and Bad Automobile Insurance Companies?

        150 150 Clifford Horwitz

        Question:

        Who are the good and bad automobile insurance companies?

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        September is Pain Awareness Month

        150 150 Clifford Horwitz

        September is designated as National Pain Awareness Month. The purpose of Pain Awareness Month is to bring attention to the very real physical suffering of an estimated 75 million Americans and to highlight the need for research and new, innovative treatment options. Pain touches everyone at one time or another. Pain does not discriminate; however, its treatment does. For many, pain goes away on its own or after a short course of treatment. But for others, pain becomes all-consuming, affecting every aspect of their lives. Here at Horwitz Horwitz and Associates we recognize the many clients who have been injured on the job or who have been in an accident and now experience pain every day.

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        Leading Lawyers - Personal Injury and Workers Compensation Attorneys

        Leading Lawyers: 4 Partners at Horwitz, Horwitz & Associates

        791 1024 Clifford Horwitz

        We congratulate Clifford Horwitz, Mitchell Horwitz, Jay Luchsinger, and Marc Perper, four partners at Horwitz, Horwitz & Associates, who have been honored by their peers as Leading Lawyers, a distinction earned by fewer than five percent of all lawyers licensed to practice law in Illinois.

        Mitch Horwitz, who leads the workers’ compensation team was named one of the Top 10 Workers Compensation Lawyers in Illinois.

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        Motorcycle Helmets: The Single Most Effective Means of Reducing Injuries and Deaths in Crashes

        150 150 Clifford Horwitz

        Motorcycle Accidents

        Injuries

        As the warmth of summer continues to heat up Illinois, more and more motorcyclists are firing up their bikes to enjoy the good times riding has to offer. According to the Centers for Disease Control and Prevention, motorcycle related deaths have increased by 55% since 2000. As motorcycle ownership continues to grow to record highs, it is disheartening to know that motorcycle related deaths and traumatic brain injuries are expected to remain high. It is up to us to make sure that these numbers stay low; through protective measures and sound knowledge of safety we can help keep these numbers lower and continue to enjoy the entertainment and excitement that riding offers.

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        Taste of Chicago Turns Sour for Two

        150 150 Clifford Horwitz

        Chicago Accident: Taste of Chicago

        ATV Accident

        According to a recent article by Carlos Sadovi of the Chicago Tribune, the Taste of Chicago was not festal for two attendees. Two adults were struck by an all-terrain vehicle (ATV) used to collect garbage at the festival. The driver who was operating the vehicle under a private vendor ultimately was cited for hitting the two people.

        According to a Chicago Fire Department spokesman, Juan Hernandez, “The two adult victims were struck at about 7:15 p.m. and were taken in serious-to-critical condition to Northwestern Memorial Hospital.”

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        Delay, Deny, Dispute… and Then Blame the Trial Lawyers

        150 150 Clifford Horwitz

        Insurance Company Pay Out Problems

        Hurricane Katrina

        Three years after Hurricane Katrina ravaged the Gulf Coast, reports still swirl about homeowners across the region with viable claims for destroyed homes battling denied insurance payments based on fraudulent tactics of delay, deny and dispute. Yes, we all watch the reports with a sense of irritated, albeit comfortable detachment that comes from living miles away from such a legal nightmare.

        What most consumers don’t realize is that delay, deny and dispute has become an “industry standard” waiting to strike any victim of a bodily injury or property damage anytime, anywhere, including here in our state of Illinois. Attorneys at Horwitz, Horwitz & Associates, Ltd. fight it every day on behalf of our clients; a fight that would not be necessary if valid, supported claims were paid as promised when our clients took out their policies.

        Car Accidents

        For the innocent victim of an auto accident with even modest medical bills of $10,000 or less, insurance companies are betting that such tactics will continue to prevail and add to their fortune.

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        Rating Insurance Carriers

        150 150 Clifford Horwitz

        President-elect Barack Obama inspired a nation to act as one voice; to collectively gather on the ground and in cyberspace so that the ultimate promise of a new direction became more than political rhetoric.  A new and undeniable mandate by an engaged people was born; a collective movement, which can and should be used to create change at the state level regarding the out-of-control insurance industry.

        The issues hurting Illinois consumers — who are required by law to maintain insurance coverage for personal property liability — are two fold; expensive, unregulated premiums and delay in payment tactics that await them when a claim is submitted.

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