What not to say to a workers’ comp doctor?

What you say to a workers’ comp doctor matters. Saying the wrong thing can lead to delays in treatment, reduced benefits, or disputes over your claim. Knowing what not to say can help protect both your medical care and your workers’ compensation case. If you have questions about the best way to handle these evaluations,…

Does a workers’ comp settlement affect Social Security retirement?

Yes, a workers’ comp settlement can affect Social Security Disability benefits, but it usually does not reduce Social Security retirement benefits once you reach full retirement age. The Social Security Administration applies a workers’ compensation offset only in disability cases, not standard retirement benefits. If you’re unsure how your benefits interact, speaking with a Joliet…

Can I use my own insurance instead of workers’ comp?

In most cases, you shouldn’t use your own insurance instead of workers’ compensation for a work injury. Doing so can delay benefits, create billing problems, and put your right to workers’ comp coverage at risk. Working with an Aurora workers’ compensation lawyer at Horwitz, Horwitz & Associates can help you understand your options and protect…

When does workers’ comp start surveillance, and what does it entail?

Workers’ compensation insurance companies may begin surveillance soon after a claim is filed, especially if they question the extent of an injury. Unfortunately, insurance companies often dispute injured workers’ claims to avoid paying benefits. They may use surveillance footage to challenge whether an injured worker is as limited as claimed. A Chicago workers’ compensation attorney…

Does workers’ comp pay full salary?

If you’re injured or sick because of your job and can’t work, workers’ compensation does not pay your full salary. In Illinois, it usually pays a portion of your lost wages and covers medical treatment. A Chicago workers’ compensation attorney from Horwitz, Horwitz & Associates can help you pursue every wage and medical benefit Illinois…

What does TTD mean in workers’ compensation?

TTD in workers’ compensation stands for Temporary Total Disability, a benefit that replaces part of your wages when a work-related injury leaves you unable to work. It’s one of Illinois’ four disability benefits and is meant to support injured employees while they recover. If you’re not sure if you qualify. A Chicago workers’ compensation lawyer…

Does workers’ compensation cover accommodations for return to work?

Workers’ compensation in Illinois does not directly pay for workplace accommodations. It covers your medical care and partial lost wages while you recover, and those protections may continue even after you go back to work in a light-duty or modified-duty position. Accommodations themselves fall under federal disability laws, not the workers’ compensation system. Many injured…

Do you still accrue vacation while on workers’ compensation?

Generally, injured workers do not accrue vacation time while receiving workers’ compensation. However, you should ask an Aurora workers’ compensation lawyer from Horwitz, Horwitz & Associates to review your employment agreement. Some employers do allow injured workers to continue earning vacation time while out on leave. How do I know if I can build vacation…

Are bonuses included in workers’ compensation calculations?

Are bonuses included in workers’ compensation calculations? In most situations, they should be. Trying to figure out what is happening in your workers’ compensation case can be frustrating. Employers may be resistant to accepting your injury claim, or their insurance provider may give pushback on your benefits, including reimbursement for wages and bonuses. When this…

Who can be excluded from workers’ compensation coverage?

While most companies are required to provide employees with workers’ compensation to cover on-the-job injuries, it is essential to understand who can be excluded from workers’ compensation under the law. Independent contractors, sole proprietors, and business owners or partners are among the individuals who do not qualify for workers’ compensation. If you are hurt while…