What’s the difference between monitoring and recording on insurance calls?

You’ve heard the phrase on utility phone lines and customer service numbers – “This call may be monitored or recorded for quality assurance and training purposes.” But did you know insurance does the same thing? In Illinois, insurance companies are legally required to obtain your consent before monitoring or recording your conversation. That means it’s…

Who’s responsible for pedestrian safety around construction sites?

If you were injured while walking past a construction site, you might assume the incident was a stroke of bad luck – expensive bad luck, as you’ll have to pay for your injuries. But you could be compensated in full if someone else was responsible. With the help of an experienced Chicago construction injury lawyer,…

Workers’ Comp and Weed: Can I still claim if I tested positive for marijuana?

If you tested positive for marijuana after being injured at work, your employer may try to convince you that you’re ineligible for compensation. But testing positive just means you consumed the substance at some point in previous weeks, not that you were “high” at the time of your injury. If your attorney can prove that…

Does insurance cover a deer hitting my car?

In some cases, insurance does cover deer-related accidents. Your carrier will likely process the claim in the same way as a collision with another car.  However, it’s important to understand that this coverage is limited to very specific situations. If a deer hit your car, contact a Chicago car accident lawyer at Horwitz, Horwitz &…

What’s considered a catastrophic brain injury?

Catastrophic brain injuries are considered the most severe and devastating injuries you can sustain in an accident. It is important to understand what qualifies as a catastrophic brain injury because it has such a serious impact on everyday life. Due to the seriousness of this injury, if you or your loved one received an injury…

What damages are recoverable in construction accident lawsuits?

Suffering an injury that leaves you unable to work in the capacity as before can be devastating. It could leave you with bills that you don’t know how to pay.  Thankfully, our Chicago construction accident lawyers are experts at recovering maximum compensation for clients. Keep reading to learn the types of damages that you may…

What rights does a subcontractor have against the owner and general contractor?

On most construction projects, a business owner or property manager will hire a general contractor who then enlists the services of various subcontractors in different trades. In these cases, if a subcontractor fails to receive payment, they have the right to recover those funds from the general contractor.  Knowing your rights, and having those rights…

What do I do if my employer refuses to pay my bill?

Illinois law requires employers to carry workers’ compensation insurance for employees. Workers’ comp provides for the medical and rehabilitative expenses for workers who are injured on the job. If you were injured at work and the Illinois Workers’ Compensation Commission (IWCC) awards you benefits, your employer is required to pay them. Unfortunately, not all employers…

Why do I have back pain 2 years after my car accident?

Back pain is one of the most common symptoms of latent injuries resulting from car accidents. A “latent injury” is one that doesn’t immediately present itself but can appear weeks, months, or even years after the accident. If you are experiencing back pain years after being hurt in a car accident, speak to a Chicago…

How can I deal with a life-changing injury?

From the increased medical bills to changing the type of work you can do, a life-changing injury has far-reaching impacts. It affects you, your family, and even your co-workers.  Thankfully, there are things you can do to improve your quality of life after such an injury. Keep reading for tips and advice on dealing with…