Does insurance cover helicopter transport?

For most private insurance programs, a plane or helicopter transport can be covered if the medical services you need are unavailable from a facility closest to you or you cannot get there fast enough by ground transportation to survive. In the case of Medicare, you can qualify for 80% of approved services once you have…

Debris from a truck hit my car. Is the trucker liable?

What do I do if something falls off a truck and hits my car? In some instances, a truck driver may be held liable for collisions and property damage caused by debris falling off the back of their truck. But did you know that multiple parties often share responsibility for these kinds of accidents? You…

Deposition vs. testimony: What’s the difference?

You must understand the terms “deposition” and “testimony” if your case proceeds to trial. To ensure you are building the most robust case, it helps to work with experienced Chicago personal injury attorneys like those at Horwitz, Horwitz & Associates. What is a deposition? A deposition is an interview to determine the facts of a…

What’s a letter of protection and how can it be used in my personal injury case?

A letter of protection (LOP) relates to a personal injury lawsuit. Your lawyer may send this letter to your doctor to guarantee payment for your medical treatment once your lawsuit is resolved. A Chicago personal injury lawyer can explain how an LOP works in detail and help you determine if it is in your best…

Is brake-checking illegal?

There can be times when a driver sharply stops their car for no reason. This practice is known as brake-checking. If you are involved in a brake-checking accident due to no fault of your own, a Chicago car accident lawyer can help you seek compensation from the at-fault motorist. At Horwitz, Horwitz & Associates, we…

What should I do when a traffic light is out?

Whether you were involved in a crash at an intersection with a broken light or simply want to know what to do in that situation, the legal team with Horwitz, Horwitz & Associates is happy to help. Our skilled Chicago car accident lawyers can help you navigate the legal process and hold the at-fault driver…

What is maximum medical improvement? What does it mean for my case?

Maximum medical improvement (MMI) means an individual has reached a point when further recovery or a positive progression in health is no longer expected. This determination can be significant in workers’ compensation benefits moving forward. Receiving fair compensation from workers’ compensation insurance companies can be challenging, leading to a lapse in treatment and inadequate care….

How long do you have to accept a settlement offer?

Settlement offers are an essential part of personal injury cases and allow for avoiding the stress and uncertainty of a trial. This FAQ page aims to provide an overview of the timeline and considerations related to the question, “How long do you have to accept a settlement offer?” Keep reading for insight from a skilled…

What happens if a valet crashes your car?

Entrusting your car to a valet service can be nerve-wracking, especially if you’ve had a less-than-ideal experience with a valet scraping or dinging your car. But what happens if a valet causes a full-on crash in your vehicle? Keep reading to learn who may be held liable and how a Chicago car accident lawyer with…

Is it illegal to film while driving in Chicago?

Whether or not it is illegal to film while driving in Chicago depends on who or what is doing the filming. Illinois laws regarding the use of electronic equipment while driving are geared toward reducing the incidence of distracted driving and the accidents that are caused by distracted drivers. As a general rule, if engaging…