My car insurance lapsed and I had an accident. What do I do now?

You’re involved in a sudden car collision – and as soon as it happens, you realize you forgot to pay your car insurance. If you’ve been in an accident and don’t have insurance, it’s easy to panic, but the worst thing you can do is leave the scene. That is a misdemeanor in Chicago if…

Can I get disability after workers’ compensation settlement?

If you’ve been injured at work, you may wonder if you can get disability after workers’ compensation settlement. The two programs are separate and distinct, and a workers’ compensation settlement may affect the amount of money you’re eligible for through SSDI. Continue reading to learn more, then contact Horwitz, Horwitz & Associates for personalized assistance…

What’s the difference between a wrongful death claim and survival action?

If you’ve lost a loved one due to the negligence of another person or business, you may be entitled to compensation for your losses. In Illinois, this compensation can come in two forms: a wrongful death claim and a survival action. While both provide remedies to the loved ones of wrongful death victims, there are…

If I wasn’t wearing a seatbelt in my car accident, can I still sue for damages?

What’s worse than being injured in a car crash that wasn’t your fault? Being blamed for it. If you weren’t wearing a seat belt at the time of the crash, the at-fault party may try to shift the blame  onto you. The good news is, failing to use a seatbelt cannot be used as evidence…

What happens if I’m partially at fault for a crash?

Worried that you won’t receive compensation for a crash that was partially your fault? Don’t be. Illinois law states that you could be eligible to receive compensation so long as you were 50% or less at fault. However, the amount of compensation you receive may be reduced based on the percentage of fault attributed to…

Should I work with the workers’ comp nurse case manager?

The attorneys with Horwitz, Horwitz & Associates get this question a lot when representing clients in workers’ compensation cases. Many of our clients are annoyed, and even intimidated when they realize there’s a workers’ comp nurse case manager speaking with their doctor. However, many don’t realize they have control over the situation. What is a…

How do I get a doctor’s note for missing work?

Getting a doctor’s note for a work absence is a crucial component of obtaining time off due to medical reasons. In Illinois, there are specific requirements that must be met in order to legally miss work due to a medical issue. If you’re having issues getting medical documentation or are having any other problem with…

What information should I get from witnesses after my car accident?

If you or somebody you care about sustains an injury in a vehicle accident caused by another driver in Illinois, you should be able to recover compensation for your injuries and property damage expenses. Protecting your right to compensation involves collecting information and evidence to support your claims. One of the most valuable pieces of…

What’s a personal injury release form?

You’ve probably signed a personal injury release form at one time or another. For example, if you joined a gym, went to an amusement park, or participated in some other type of activity that could potentially be dangerous such as skydiving or riding a flyboard. You might still have legal recourse if you’ve signed a…

What is a nursing home admission agreement? How can I use it to make sure my loved one’s rights are protected?

Far too many people neglect reading the nursing home admission agreement before moving their loved one into a facility. They don’t realize until much later that the agreement can be used against them if their loved one suffers any abuse. An attorney with Horwitz, Horwitz & Associates can review this agreement before you commit to…