My car insurance lapsed and I had an accident. What do I do now?

You’re involved in a sudden car collision – and as soon as it happens, you realize you forgot to pay your car insurance. If you’ve been in an accident and don’t have insurance, it’s easy to panic, but the worst thing you can do is leave the scene. That is a misdemeanor in Chicago if…

If I wasn’t wearing a seatbelt in my car accident, can I still sue for damages?

What’s worse than being injured in a car crash that wasn’t your fault? Being blamed for it. If you weren’t wearing a seat belt at the time of the crash, the at-fault party may try to shift the blame  onto you. The good news is, failing to use a seatbelt cannot be used as evidence…

What happens if I’m partially at fault for a crash?

Worried that you won’t receive compensation for a crash that was partially your fault? Don’t be. Illinois law states that you could be eligible to receive compensation so long as you were 50% or less at fault. However, the amount of compensation you receive may be reduced based on the percentage of fault attributed to…

What information should I get from witnesses after my car accident?

If you or somebody you care about sustains an injury in a vehicle accident caused by another driver in Illinois, you should be able to recover compensation for your injuries and property damage expenses. Protecting your right to compensation involves collecting information and evidence to support your claims. One of the most valuable pieces of…

Who is at fault in a chain reaction car accident?

It’s relatively easy to establish blame or “fault” in a two-car collision. In a multi-vehicle or “chain reaction” crash, however, blame can be more difficult to determine. If you were injured in a chain reaction accident, you need the help of a skilled attorney with Horwitz, Horwitz & Associates. We’ll investigate the incident and collect…

What should I do if I was injured in a car accident with no health insurance?

Car accident injuries don’t discriminate between those who do and those who don’t have health insurance. You could suffer an injury in a crash and be on the hook to pay for it even if you don’t have health insurance. The good news is, you still have options to obtain the medical attention you need…

What happens to your body in a car crash?

What happens to your body in a car crash? You’re tossed about the interior of the car and could suffer fractures, a head injury, deep bruising, internal organ damage, or spinal cord injuries – or multiple injuries like these. The type of injury and its severity often depend on what kind of collision you were…

What is the super speeder law in Illinois?

If you’re a fan of reenacting scenes from The Fast and the Furious on Chicago streets, you could be in for a rude awakening if you’re cited under Illinois’ super speeder law. Drivers going more than 25 miles per hour over the posted speed limit could face aggravated speeding charges. If you’ve been hit by…

Does insurance cover cars that hit deer?

In some cases, insurance does cover deer-related accidents. Your carrier will likely process the claim in the same way as a collision with another car. However, it’s important to understand that this coverage is limited to very specific situations. If a deer hit your car, contact a Chicago car accident lawyer at Horwitz, Horwitz & Associates….

Can I still sue if I got a citation in a car accident?

Receiving a citation in a car accident does not necessarily mean that you’re liable for the accident and responsible for covering any associated costs and damages. When you’re injured in a car accident that was caused by someone or something else, you could be entitled to compensation for your damages from the insurance company of…