Do you need an SSN to settle a lawsuit?

No, not to start one. You generally don’t need to give your Social Security number to report a personal injury claim or to talk to an insurance adjuster. It becomes relevant later, at the settlement and payment stage. If an insurance company is asking for sensitive information and you’re not sure why, a Joliet personal…

Can you sue someone for a sports injury?

Sometimes. You can sue for a sports injury in Illinois, but getting hurt playing a sport doesn’t by itself make anyone legally responsible. It depends on how the injury occurred and on which risks you accepted by playing. Sports injuries can involve another player, an unsafe facility, defective equipment, or the organization that runs sporting…

How are truck accidents different from car accidents?

Truck accidents differ from car accidents in ways that change how a claim works. The injuries tend to be more serious, federal safety rules apply on top of Illinois law, the company that ran the operation can share responsibility with the driver, and the insurance behind the truck is structured differently. That makes a personal…

Are you allowed to travel while on workers’ compensation​?

Yes. You’re generally allowed to travel while you’re receiving workers’ compensation benefits in Illinois, as long as the trip doesn’t interfere with your medical care or a required examination. Traveling while receiving workers’ compensation benefits isn’t against the rules, and it isn’t evidence that you’re ready to go back to work. Your plans can still…

What rights do surviving family members have after wrongful death?

In Illinois, surviving family members have the right to be compensated after a wrongful death, including damages for financial losses and for what the statute calls grief, sorrow, and mental suffering. Family members don’t each file their own case, though. The personal representative of the person who died brings a single action, and the recovery…

Loss of consortium claims in Illinois: What spouses or family can recover

If your husband or wife was seriously hurt by someone else’s negligence, Illinois gives you a claim of your own. It’s called loss of consortium, and it covers the companionship, affection, guidance, and physical intimacy the injury took out of your marriage. The claim is yours, not your spouse’s. Most people searching for loss of…

How to prove overloaded truck caused accident evidence

The evidence that proves an overloaded truck caused an accident is mostly the truck’s own paperwork and data: scale tickets, weigh station records, the bill of lading (the shipping paperwork that lists what went on the trailer), and the electronic data commercial trucks store about speed and braking. The hard part is getting to those…

Is workers’ compensation federal or state level?

Workers’ compensation is usually handled at the state level, but some workers are covered by federal law instead. Most Illinois employees use the state workers’ compensation system, while federal government employees generally fall under a separate national program. Getting hurt at work can leave you worried about your health, your paycheck, and your family. Filing…

Does travel insurance cover personal injury​ in Chicago?

Most travel insurance plans cover some personal injury costs, mainly emergency medical care and accidental death, but how much they pay out depends on your policy’s specific terms and exclusions. A Chicago personal injury lawyer at Horwitz, Horwitz & Associates can review your policy and your accident to find out what you’re owed, and whether…

What happens if I accidentally ran a red light with a camera?

In Chicago, red light cameras are positioned at intersections to capture images and video of vehicles that fail to stop at red lights. If you’ve accidentally run a red light with a camera nearby, you may receive a citation in the mail, complete with evidence from the camera system. Understanding what happens next, your rights,…