Car insurance rates are increasing. Here’s what that means for you.

Auto insurance coverage is designed to protect you if you are responsible for causing an accident. The insurance company will compensate victims for their damages as described in the policyholder’s insurance policy. However, with the substantial car insurance rate increase seen over the last year, you may be wondering how this will affect you personally…

What you need to know about “bump-and-run” car thefts

Car thieves are creative, unfortunately. One particular tactic, the “bump and run” car theft, is both effective for the car thief and terrifying for the victims. As a driver, it is important for you to know how this newer trend in car theft works and how to protect yourself from becoming a victim. What is…

How to use crash scene photos to strengthen your case

You may have grounds for a personal injury claim when you are injured in a car accident. If you were hurt in a car crash, the at-fault driver will likely be held liable for compensating you. However, the only way you can receive compensation is by proving your injuries and expenses with evidence. When filing…

How accident reconstruction can affect your car accident claim

Determining the cause of an accident is critical to identifying the at-fault party and holding them responsible for the damage they caused. Sometimes, the cause of an accident may not be immediately apparent, and other times the apparent cause turns out to be misleading. A Chicago car accident lawyer from Horwitz, Horwitz & Associates has…

Car crash statistics by gender: Are men or women involved in more accidents?

Car accidents are one of the leading causes of death and serious injuries in the United States. The risk is spread across all types of people, but gender can play an important role in determining who is more likely to be involved in a crash — and who will suffer more serious injuries if they…

Common causes of intersection car accidents and how to avoid them

According to the U.S. Federal Highway Administration, more than half of all motor vehicle collisions resulting in injuries or fatalities occur at intersections. Fortunately, the causes of intersection collisions are largely preventable, and being aware of them can help you take the necessary steps to avoid them. Continue reading to learn more, then contact Horwitz,…

Most dangerous roads in Chicago

The City of Chicago keeps a public log of crash data, making it easy to identify which roads are the most dangerous. While nobody can guarantee a safe journey, knowing which roads pose greater dangers can help everyone take extra precautions when navigating them. We analyzed data on traffic crashes between January and December 2022…

Regulations and reporting requirements for wildlife collisions

When driving in Illinois, it’s not uncommon to see or accidentally hit wild animals. In 2021, Illinois ranked 5th in the nation for the number of animal collision claims. If you find yourself in this unfortunate situation, you might be legally obligated to take certain actions. Keep reading to learn more, and contact the personal…

Here’s What Happens if You Crash a Financed Car

Even when car accidents don’t result in injuries, they can still turn out to be extremely expensive. But what about when you still owed money on your car before the accident?  If you financed your car, that essentially means that you don’t fully own your car. There are a few scenarios that warrant different outcomes….

Average number of car accidents in a lifetime

The average American changes jobs 12 times in their life, and from birth to death they’ll interact with an average of 80,000 people. These are fun statistics that put an interesting perspective on the human condition, but not all figures are as positive. According to research published on Fox Business, the average American will be…