What happens if a valet crashes your car?

Motor Vehicles Accidents - September 4, 2023

Entrusting your car to a valet service can be nerve-wracking, especially if you’ve had a less-than-ideal experience with a valet scraping or dinging your car. But what happens if a valet causes a full-on crash in your vehicle? Keep reading to learn who may be held liable and how a Chicago car accident lawyer with Horwitz, Horwitz & Associates can help.

Is the valet service liable for damages?

Most valet services operate with insurance that typically covers liabilities, including damages caused by their employees’ actions. This liability insurance is their protection against incidents like accidents.

However, it’s paramount to scrutinize any terms, conditions, or disclaimers they might provide. This information is usually available on the valet ticket handed to you or the service agreement you might have consented to. Some disclaimers might limit the amount they are willing to compensate or the kind of damages they’ll cover, so being informed is vital.

How will repairs be handled?

If the valet service admits fault, they might cover repair costs directly or file a claim with their insurance provider. If they dispute the claim, you may need to go through your insurance company or seek legal remedies.

What if the valet service denies responsibility?

While many valet services accept liability for accidents caused by their staff, some might dispute claims. In such cases, having evidence (photos, witness statements) and seeking advice from a Chicago car accident lawyer is essential.

Can I seek compensation for diminished value?

In some cases, a car might lose value even after repairs due to the accident history. You can pursue a diminished value claim depending on local regulations and the situation’s specifics. Consult with a Chicago car accident lawyer for guidance.

What happens if someone is injured during the accident?

If a valet’s negligence injures you or a passenger, seek medical attention immediately. You might be entitled to compensation for medical expenses, lost wages, and pain and suffering. Contacting a Chicago car accident lawyer in such cases is highly recommended.

While valet services offer convenience, it’s essential to understand the potential risks involved and the steps to take in the unfortunate event of an accident. Being informed and seeking expert guidance can help ensure your interests are protected.

What should I do immediately after discovering the valet crashed my car?

Upon realizing that a valet has crashed your car, keeping calm is imperative. Start by meticulously documenting everything. Take clear photos of the damages from various angles, ensuring you capture close-up and wider shots to provide context.

If there were any security cameras in the vicinity, take note of their locations. Gather the contact details of any nearby witnesses who may have seen the incident unfold. Following this, approach the valet service’s manager or supervisor. Notify them of the situation and politely request their statement or a written account of the events. Also, it might be beneficial to note the name of the specific valet driver involved for future reference.

Should I contact my insurance company if a valet crashes my car?

When any accident occurs, regardless of who’s at fault, it’s always a smart move to inform your insurance company. By doing this, you’re ensuring that the incident is officially documented and allowing yourself to discuss and comprehend your policy’s coverage regarding such events. This way, you’ll be prepared with knowledge if you need to take further action, and it can help prevent any surprises down the line.

When should I consider contacting a Chicago car accident lawyer?

Seeking legal expertise can be invaluable when dealing with damages to your car, especially if there’s a potential for disputes or complications. Consider legal counsel if you sense that the valet company is evading responsibility or not providing an appropriate solution.

A Chicago car accident lawyer can intervene if your insurance company seems to be dragging its feet or isn’t providing a resolution that aligns with your policy’s provisions. Their expertise can provide clarity, guide your decisions, and advocate for your rights within the confines of Chicago’s legal system.

Contact Horwitz, Horwitz & Associates, or call (800) 985-1819 for a free consultation.