Are you allowed to travel while on workers’ compensation​?

Yes. You’re generally allowed to travel while you’re receiving workers’ compensation benefits in Illinois, as long as the trip doesn’t interfere with your medical care or a required examination. Traveling while receiving workers’ compensation benefits isn’t against the rules, and it isn’t evidence that you’re ready to go back to work.

Your plans can still draw attention because insurance companies look for a gap between your restrictions and what you appear to be doing. Before you leave town, it’s worth running your itinerary past a Chicago workers’ compensation lawyer.

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Can traveling put your workers’ compensation benefits at risk?

Travel by itself won’t disqualify you. The risk appears when something you do on the trip looks inconsistent with the medical restrictions your claim rests on.

Insurers question claims when an injured worker reports that an injury rules out certain activities and then appears to do them on vacation. Injured workers don’t have to stay home for the length of a claim, but following your doctor’s restrictions away from home matters as much as following them at home.

What happens if you miss the insurance company’s medical exam while you’re away?

Your benefits can be suspended until the exam happens. The Illinois Workers’ Compensation Act lets an employer require an employee who’s receiving disability payments to be examined by a doctor the employer selects, and it lets compensation be temporarily suspended if the employee refuses to attend or unnecessarily obstructs the exam.

The obligations run both ways, though. The exam has to be set at a time and place reasonably convenient for you, and the employer has to send you money in advance for travel and meals plus reimburse any wages you lose by going. So if an exam lands in the middle of your trip, call your workers’ compensation attorney and fix the timing instead of skipping it. It’s also worth knowing the rules on seeing the insurance company’s doctor, since you get two provider choices of your own.

Can traveling interfere with your medical care?

It can, and that’s the real risk rather than the trip itself. You’re entitled to the medical care reasonably required to cure or relieve the effects of a work injury, which assumes you’re actually receiving it.

A trip shouldn’t cost you appointments or prescribed therapy. Missing treatment slows recovery, and it gives the insurer room to argue that continued treatment and wage replacement benefits aren’t necessary. Where you are in treatment matters too, since the concerns look different once you’ve reached maximum medical improvement.

What should you do before a trip while receiving benefits?

Start with the calendar. Find out whether any appointments or employer-requested examinations fall while you’ll be gone, and move them before you leave rather than after. Keep a record of anything rescheduled and why.

If you’re unsure whether your plans could affect your workers’ comp claim, ask your workers’ compensation lawyer first. It’s easier to protect your benefits in advance than to argue about them later.

Questions about your benefits? Talk to Horwitz, Horwitz & Associates

Receiving workers’ comp benefits shouldn’t keep you from visiting family or taking a trip you planned before you got hurt. What matters is whether it interferes with your treatment or an obligation your claim carries.

The workers’ compensation attorneys at Horwitz, Horwitz & Associates can look at your restrictions and your calendar and tell you where the risk sits. The firm also keeps its own department for claims against companies other than your employer, so that part of a case stays in-house instead of being referred out. It’s a trial-driven firm with the resources to carry a case rather than close it early. Call (800) 985-1819 or contact us online for a free consultation.