Getting hurt in a car accident means you have to deal with more than just recovering physically. You must also manage the details of filing insurance claims and showing how the other driver was to blame. These problems can quickly add to the stress and worry you already have when you are concerned about how to pay your bills.

At Horwitz, Horwitz & Associates, your Gurnee car accident attorney will be dedicated to helping you overcome these obstacles and getting the maximum compensation you deserve from those at fault. You can focus on recovering while we manage the legal details on your behalf. Contact us to arrange a free consultation with a skilled Gurnee personal injury attorney today.

Why Horwitz, Horwitz & Associates is a top choice for your Gurnee car accident case

Horwitz, Horwitz & Associates was founded in 1924 and has become the top choice for car accident and other personal injury victims across Illinois. We are deeply knowledgeable about Lake County and the laws affecting your case on a village, county, and state level. We put our experience to work, preparing a tailored approach to obtain the compensation and justice you deserve.

We understand your concerns about getting the job done quickly and with the best outcome and your worries about paying so many new bills. Your Gurnee car accident lawyer will begin with a free case review to assess what happened and what your claim could be worth. When we accept you as a client, we offer a contingency payment structure so you do not pay us until we negotiate a settlement.

We are fully committed to your full recovery, both physically and financially. We aim to identify all avenues of compensation and maximize what you receive by first negotiating on your behalf. We do not back down against those who try to get away with hurting you.

Your legal rights as an injured driver in Gurnee

Right to file an insurance claim – You have the right to receive the other driver’s insurance information after the crash and file a claim against their Illinois liability insurance. Your car accident lawyer in Gurnee, IL, can speak to the insurance adjusters for you to maximize your settlement and ensure you do not say anything that could jeopardize your claim.
Right to reject unfair offers – Insurance providers often make extremely low offers in the hope you will accept the money and close the claim. This prevents you from coming back later if you have more expenses. Your Gurnee car accident lawyer can calculate the full value of your claim and negotiate for a fair settlement so you are not left with unpaid bills.
Right to gather evidence—You can take photos, collect medical records, request police reports, and gather additional evidence to show how the other party is to blame for your injuries and vehicle damage. Your attorney can aid you in compiling and analyzing the evidence for a robust case.
Right to hire a lawyer – While you can conduct most of the business of managing a car accident claim on your own, it can be difficult to do when you are seriously injured and trying to manage your recovery. In addition, insurance companies and the other driver’s attorney may take advantage of your unfamiliarity with the law, leaving you with less than you could secure with a lawyer’s help.

If you are not the driver but were hurt, you have rights as an injured passenger in a car accident. Our Gurnee car accident attorneys are also ready to protect your rights and guide you through your case.

Our team builds the strongest case for maximum compensation in your claim

When you partner with Horwitz, Horwitz & Associates, your car accident lawyer in Gurnee, IL, will carefully explain the legal process for filing your insurance claim or personal injury lawsuit. We investigate all aspects of your incident to determine all liable parties. We also work with accident reconstruction experts to recreate what happened and gather relevant evidence showing who is to blame.

Some of the documentation they collect may include:

  • Traffic camera footage showing the accident
  • Witness statements
  • Police reports
  • Cell phone records for the driver
  • Dashcam footage from any vehicles in the area
  • Photos of your injuries and the accident scene
  • Design documents from the city regarding the intersection and traffic flow
  • Repair records for the driver’s vehicle

Your lawyer will use this material to show how the liable parties owed you a duty of care to keep you safe by driving carefully, by designing safe intersections, or by correctly repairing a vehicle. By demonstrating how the parties failed in their duty and establishing a link between their actions and your injuries, your attorney can present your claim for damages. By presenting these elements, you can show how the negligent parties should be financially liable for your losses and pain and suffering.

What our clients say about our dedication and results

With over $1 billion won and proven case results, we are proud of the testimonials our previous clients have shared with us. We believe you will find us the aggressive yet compassionate legal advocates you need in your Gurnee car accident case.

★★★★★

“Horwitz and Horwitz has very knowledgeable and professional employees who truly take the time to explain the process to you. They are very responsive to any questions and concerns. They are also very empathetic to your situation. I would highly recommend their services.”

  • Anonymous client
★★★★★

“So far I have dealt with 2 attorneys here from H&H for a car accident at work. Both have been very professional and have always kept me updated on what is going on, and when I reach out they are readily available. Greatly recommend H&H when you need someone to look out for your best interest.”

  • Anonymous client
★★★★★

My attorneys and lawyers did everything for me. They explained things to me, they made me feel confident in my case and where it was going. I’ve referred people to Horwitz, they do all the work for you. I think Horwitz & Horwitz feels like family. They’re great at getting back to you the same day you call. No matter if you call and you’re angry, or you call and you’re depressed, or panicking because of something – they always made me feel comfortable. I feel like they always were fighting for me.”

  • Michelle | Special Education Teacher and client

Horwitz, Horwitz & Associates handles all kinds of car accident claims

Getting hurt in a car accident can happen in many ways, such as:

  • A wrong-way driver hits you head-on.
  • A drunk driver T-bones your car when they ignore a red light.
  • A tractor-trailer changes lanes unexpectedly, forcing you off the road.
  • Another driver backs their car into yours in a parking lot or on the street.
  • A distracted driver sideswipes you while texting on their phone.
  • A driver with malfunctioning brakes hits you from behind.

Whether you are involved with another passenger vehicle or in a truck accident, we are prepared to thoroughly investigate and find the truth about what happened. We keep you updated on your case, giving you the power to decide what to do next. We treat you like our most important client at every meeting and on every phone call.

We help you acquire compensation for every expense

After a car crash, you have a lot of expenses related to your physical recovery in addition to your regular bills. You may wonder how you will pay for your medical care when you cannot work, but your Gurnee car accident attorney will assist you in filing an Illinois auto insurance claim against the at-fault driver. Illinois requires all drivers to carry liability insurance that provides a minimum of $25,000 per person for bodily injury ($50,000 for each incident) and $20,000 for property damage.

Your attorney will help you calculate how much your case is worth by including damage costs such as:

  • Doctor visits and specialist appointments
  • ICU, ER, and other hospital fees
  • Surgery, therapy, and other rehabilitation costs
  • Lost wages while you recover
  • Lost benefits, insurance coverage, and retirement benefits
  • Travel expenses for medical treatment

Most insurance policies will pay for these economic costs with a specific value. Yet, you may have much higher medical expenses than the limits pay, or you may have substantial non-economic losses, which address your pain and suffering. When the insurer does not meet our demands, we prepare and file your personal injury lawsuit.

We ensure your case meets the statute of limitations

You must file your car accident lawsuit within two years of the date the crash occurred under the Illinois statute of limitations. If you wait too long, you could lose the right to seek damages from those responsible, meaning you pay out-of-pocket for the consequences of their negligence. Our skilled and diligent attorneys will not let that happen.

Learn more when you speak with a Gurnee car accident attorney today

We are ready to explain your options and work with you on your Gurnee auto accident claim. Contact Horwitz, Horwitz & Associates online or by calling (800) 985-1819 to schedule a free consultation today.

Frequently asked questions about car accidents in Gurnee

Do I have to take the first, second, or third offer from an insurance company?

No, you do not have to accept any offer from the insurance company. Your car accident attorney can help you get more from the insurance company than they initially offered. They will advise you when it may be time to accept the settlement or proceed to court to seek full compensation.

Will I have to go to court?

Generally, you will not have to appear in court for your car accident case. Most insurance companies are willing to negotiate a fair settlement when you hire a car accident lawyer with our firm. If your case does need to go to trial, we will prepare you for what you will experience and continue negotiating until the case is handed to the jury. We will be by your side every step of the way so you feel confident going to court.

What if I carry some of the blame for my car accident?

In some cases, you may have failed to stop for a stop sign or contributed to the crash in some way. Illinois uses a comparative fault system that may allow the other driver to reduce what they owe you.

The law does not allow you to seek damages if you were more than 50% to blame, but your attorney will work to minimize that fault so you get more compensation. If you do carry some fault (20%, for example), your settlement is reduced by that same percentage.

Resources for Gurnee car accident victims

Hospitals

Law enforcement