We Resolve Property Claim Disputes
Horwitz, Horwitz & Associates is proud to serve public adjusters and property restoration companies of all sizes and specialties in Illinois. From cybersecurity to fire damage, our expert attorneys provide litigation services including breach of contract, insurance bad faith and more.
Keep reading to learn how our property restoration attorneys help business owners and public adjusters throughout Illinois. We work on contingency, meaning you only pay if we win your case. Call Horwitz, Horwitz & Associates at (800) 985-1819.
Who We Work With:
Property Owners
Property Restoration Companies
Public Adjustors
Law Firms
Because of their fundamentally different skill sets, you might assume that public adjusters and attorneys wouldn’t work well together. In reality, an adjuster’s job is most effective when they partner with an attorney. Adjusters are experts in handling the initial stages of a claim, while attorneys are better suited to take over when insurance disputes arise. Strong adjuster-attorney relationships help policyholders maximize settlements and facilitates the whole process for everyone involved.
Adjusters will definitely want an experienced attorney by their side if:
- A claim is denied
- The settlement negotiation process has stagnated
- Insurance claims rights appear to be at risk.
What our clients say about us…
I just want to call and say thank you from the bottom of my heart. I just want to thank you for listening to and dealing with me and helping me. Thank you.
Samantha
Sky high review for Marc Perper and the Horwitz team! When I first signed on with Marc Perper at Horwitz, Horwitz & Associates, the first paralegal that took me through the initial phase, Wade, was wonderfully reassuring, supportive, and understanding. He made the process easy and smooth.
Kolette
My attorneys and lawyers did everything for me. They explained things to me, they made me feel confident in my case and where it was going. I’ve referred people to Horwitz, they do all the work for you. I think Horwitz & Horwitz feels like family.
Michelle
I came home from having a knee replacement and I needed blood thinners – injections – that they wouldn’t pay for, which were like $400.00. You guys straightened it out immediately. You’ve just been so kind when I was fragile and everything was just always okay.
Anonymous Client
Our Skilled Property Damage Attorneys Resolve All Kinds of Claim Disputes
Commercial Claims
Often, commercial insurance policies (including general liability, business auto liability, and commercial property) are bundled into what is known as a business owners’ policy (BOP).
Even if the policyholder is well-versed in policy coverage and works to maintain their property, valid claims can and often are denied, undervalued, or delayed. These are all examples of the insurance company acting in bad faith, and a Chicago property restoration attorney can help by protecting your rights under the policy and bringing a bad faith action against the carrier.
Homeowners Insurance Claims
People write checks to their homeowners’ insurance company for months or even years, understandably thinking that should something happen, they’ll be able to make a claim. Unfortunately, homeowners’ insurance companies are notorious for vastly undervaluing or outright denying valid claims. This is a frustrating situation to be in, but the Chicago property restoration attorneys at Horwitz, Horwitz & Associates can help. We’ll comb through your policy to make a proper, legal interpretation and help ensure your claim is laid out properly.
We’re experienced lawyers with the knowledge to fight on your behalf, and we’ll take the insurance company to court if necessary.
Condominium Claims
Because condo homeowners association (HOA) fees typically go towards a building-wide “master” insurance policy, property damage claims for condos can be especially tricky. In some cases, a condo may be covered by the HOA policy, not the condo owner.
As with other types of insurance coverage, condominium claims are routinely denied or underpaid, sometimes due to bad faith on the part of the insurance company. If your condo property damage claim was denied, an attorney from Horwitz, Horwitz & Associates can help.
We’ll verify your coverage, investigate the claim, and work to collect a fair settlement on your behalf. If the insurance company refuses to cooperate, we’ll take the matter to court.
To learn more about how we’ll fight for you, call Horwitz, Horwitz & Associates at (800) 985-1819.
Why hire Horwitz, Horwitz & Associates?
When you hire us, rest assured you’ll receive the highest level of legal representation in the state. But our attorneys don’t just provide legal representation; we provide unwavering support for you and your company throughout the legal process.
Common Issues Policyholders Face with Insurance Companies
Horwitz manages a wide array of policy issues for adjusters restoration companies alike. When you hire us, rest assured you’ll receive the highest level of legal representation in the state. Here are just a few of the issues we handle:
- Misinterpretation of policy coverage
- Acting in bad faith
- Challenging value of losses
- Failing to explain why a claim was denied
- Ignoring evidence of losses/property damage
- Providing false or misleading information regarding types of insured losses
- Undervaluing (low-balling)
Restoration companies must be paid promptly and fairly, especially now as many face the risk of closing. Outdated standardized price lists and inadmissible preclusions are not only illegal but immoral.
With the help of a public adjuster attorney from Horwitz, Horwitz & Associates, your business will be protected from predatory insurance practices and their attempts to pay you less than your work deserves. Call (800) 985-1819 now.
How Horwitz, Horwitz & Associates is Different
You’ll Receive Full, Unadulterated Support
We understand that communication with insurance and their battalion of attorneys is intimidating, so let us handle the defense while you focus on your business.
Our team includes industry specialists who can back you up on your estimates and during negotiation. With our and the restoration industry’s support, you’ll be able to go up against the insurance company with confidence.
We Work on a Contingency Fee Basis
Not all property restoration attorneys work on a contingency fee basis. Attorneys at Horwitz, Horwitz & Associates are confident in our ability and only charge for legal services if we win your case.
Because we only get paid if you win, you can trust that we’ll do everything in our power to obtain a favorable outcome.
Don’t let the insurance company cheat you out of what you and your employees deserve; hire an expert attorney who won’t be swayed by their tricks.
Whether you own a small mold remediation company or a large water damage corporation, Horwitz, Horwitz & Associates is here for you.
Call us at (800) 985-1819 now to schedule your free consultation.