Lower Wacker Drive safety concerns every Chicago driver should know

Lower Wacker Drive doesn’t give drivers much room for error. It’s dark and confusing, especially if you don’t drive it every day. One missed turn or a delayed GPS instruction can put you in the wrong lane with no clear way out, which is why Lower Wacker Drive crashes often happen without warning and leave…

Can a personal injury settlement be garnished?

Can a personal injury settlement be garnished? In some situations, a personal injury settlement can be taken to satisfy certain debts, such as unpaid child support, taxes, or valid medical liens. Some debts may be exempt from garnishment, but it’s important to talk with a Chicago personal injury lawyer from Horwitz, Horwitz & Associates to…

Should I admit fault in a car accident?

If you’ve been involved in a collision, you may be wondering, “Should I admit fault in a car accident?” Even if you think you may have played a role, it’s usually best not to admit fault at the scene or to an insurance company before the facts are reviewed. A Joliet car accident attorney from…

What not to say to a workers’ comp doctor?

What you say to a workers’ comp doctor matters. Saying the wrong thing can lead to delays in treatment, reduced benefits, or disputes over your claim. Knowing what not to say can help protect both your medical care and your workers’ compensation case. If you have questions about the best way to handle these evaluations,…

Does a workers’ comp settlement affect Social Security retirement?

Yes, a workers’ comp settlement can affect Social Security Disability benefits, but it usually does not reduce Social Security retirement benefits once you reach full retirement age. The Social Security Administration applies a workers’ compensation offset only in disability cases, not standard retirement benefits. If you’re unsure how your benefits interact, speaking with a Joliet…

Can I use my own insurance instead of workers’ comp?

In most cases, you shouldn’t use your own insurance instead of workers’ compensation for a work injury. Doing so can delay benefits, create billing problems, and put your right to workers’ comp coverage at risk. Working with an Aurora workers’ compensation lawyer at Horwitz, Horwitz & Associates can help you understand your options and protect…

When does workers’ comp start surveillance, and what does it entail?

Workers’ compensation insurance companies may begin surveillance soon after a claim is filed, especially if they question the extent of an injury. Unfortunately, insurance companies often dispute injured workers’ claims to avoid paying benefits. They may use surveillance footage to challenge whether an injured worker is as limited as claimed. A Chicago workers’ compensation attorney…

Does workers’ comp pay full salary?

If you’re injured or sick because of your job and can’t work, workers’ compensation does not pay your full salary. In Illinois, it usually pays a portion of your lost wages and covers medical treatment. A Chicago workers’ compensation attorney from Horwitz, Horwitz & Associates can help you pursue every wage and medical benefit Illinois…

What does TTD mean in workers’ compensation?

TTD in workers’ compensation stands for Temporary Total Disability, a benefit that replaces part of your wages when a work-related injury leaves you unable to work. It’s one of Illinois’ four disability benefits and is meant to support injured employees while they recover. If you’re not sure if you qualify. A Chicago workers’ compensation lawyer…

Does workers’ compensation cover accommodations for return to work?

Workers’ compensation in Illinois does not directly pay for workplace accommodations. It covers your medical care and partial lost wages while you recover, and those protections may continue even after you go back to work in a light-duty or modified-duty position. Accommodations themselves fall under federal disability laws, not the workers’ compensation system. Many injured…